52 Week Savings Update 5

So I totally missed the mark in regard to posting about the 52 week challenge for update 5. Let me be the first to tell ya THIS IS HARD (yes that's me yelling)!!! What I was told once is that you should pay yourself first. For me this should be quite easy considering that I have two jobs and technically means I get paid every week. However this is definitely a challenge. I think next week I'm going to withdraw the set amount I need first (AKA before shopping) and put in my 52 Week savings account.

I honestly have no issue with you all following this blog to hold me accountable (trust me, I need this)!!! As for this week, on April the 11th (my lil sister b-day), the amount that we all are supposed to have is (drum roll please) $276.00 that translates to $23 for this week. Let's just say ya girl is s-h-o-r-t!!! On a brighter note I did open up an additional savings account for this challenge and at the end of the month $25 automatically transfers over however I'm only at $195 (you do the math since I'm not good at it). Actyally, I just did the math (on my calculator of course), I'm $81 short. Not too bad, huh? Not sure how I'm going to catch up since I'm moving and finally have an Ipad 2 on the way (can you say priorities). Long story short, I could hold off on that pair of Tom's I wanna order sooo freak'n bad!!! All in all I want to have exactly what I need to correlate with the amount for April 25th (the next time I post).

                                  I would like to end this post with a special

 17th Birthday shout-out to the BEST, PRETTIEST, MOST STYLISH sister in the world

                                            HAPPY BIRTHDAY KAMILLE LOVE YA!!!

                                                 Kamille and I last year when she turned 16

                                                  Can you tell... I really LOVE my sister!!!

52 week Savings Update 4

We're at the end of yet another month and yep its that time again. If you're also doing the savings plan, today you should have $156. What I plan on doing this week is pulling that amount of money out of my savings and opening up an account that's separate and only for that reason. As I type I keep the goal of what I'm going to use my money for. Although the end result will be a big pay off I really want to see if I can be disciplined to really save over a period of time that it may eventually become a lifestyle.

52 Week Savings Update 3

Ok, ok, let me be the first to admit... I am SUCKING at this (please insert sad face and booing noises). I think the main thing is,  I HATE having cash around me. The goal of my co-workers and I were to put the money that we saved by the second week in Jan. in an account <- let's just say that didn't happen.

Funny thing is... I'm some of my co-workers accountability partner in regard to working out however I need you all to hold me accountable in this regard. Starting next Monday I am going to get back on track and have the total amount that I'm suppose to save available. Actually, I don't even have the total amount we should have collected. That last statement was very sad, but please believe that I will get it together because I have faith as well as a goal to get a new Mac after the savings plan. I will definitely be back to tell you the total amount of money we should have. More than likely I'll edit below in a different color. If any of you are interested in the spreadsheet, please leave your e-mail and I'll get that sent to you.  The only way that we're going to do this is together sooo.... HOLD ME ACCOUNTABLE. You can reach me here, by e-mail, or via twitter.

52 Week Savings Update 2

Ok, I admit I slipped a bit with my savings #dontjudgeme. I had to pay for some Avon which was actually a Christmas gift and my savings was the only cash I had on hand. However, we're on week 8 and we should have a total of $36. I am sooo happy that I have my accountability partner (if you don't have one get one) to ask if I put my money. I suspect that things will get easier for us once we open up the joint bank account. Well at least for me because I won't just have cash laying around that I can get to easily. I'm determined to make it to my 52 weeks with ALL of my cash, momma needs a brand new MAC (desk top please). How have you guys been holding up?

You all should have $98 today

52 Week Savings Update

As of right now if you all are following me with the savings plan, Monday should have made week four. Week four means that you should have contributed $4, bring the total to $10. I'll try to check in periodically towards the end of the month to see how every one's doing. For me I thought it was going to be a breeze but I HATE having cash on me and that becomes an issue. However, this is definitely something I wantto accomplish so I guess I just have to do better!!!

52 Week Challenge

Recently as I was checking my comments on my Youtube channel, I came across a subscriber. The nosiness in me made me go back to her page and see her videos as well. Her latest video was on a financial challenge. If anyone needs a financial challenge it's ya girl!!! After I watched my subscriber's video I went to the actual link from where she heard about the challenge initially.

Let's just say that this challenge really got me excited. The challenge is relatively easy if you have funds coming in. The most that you'll save at one particular time is $52. Yes $52!!! So because of ll the excitement and joy I had you know I wanted to share this with everyone. The first people that I told were my wonderful co-workers. Then I proceeded to tell my family, friends, and now I'm telling... YOU!!!

Remember earlier I said that the challenge was easy, well it is. Here's how it works. On the first week you save $1. Yes that wasn't a typo, its only one dollar to save the first week. The second week you save $2. The third week $3. Are you starting to get the point here. the weeks coincides with the amount of money you're saving. So at the end/beginning of week 52 the most that you'll save is the $52. I'm not sure if you can actually visualize the savings but at the end of the challenge you'll have over $1300.

My co-worker, family and I started this week on the 8th of November. So by the last Monday of the month we'll have saved $10. You still think it doesn't work... well by the end of next month our money will have more than tripled. We're deciding if we want to save our money in an account to gain interest or not. Since its my co-workers and myself we were thinking about starting an account together where it takes all of our signatures to remove any funds. Then at the end we can split the money with our gained interest equally. Now that's just a thought, but personally I'd like to keep my money in an institution that's not easy to get to.

If you think this is something that you can handle we would LOVE for you to join the challenge with us. The kool thing about the time that we're starting, is that for my readers that have kids (or not) this can actually become your Black Friday shopping money. Afterwards you can start the challenge again in preparation for the following year. However, you can just keep the challenge going and have a nice little savings nest.

Please comment and let me know if you'd like to start. Also, if you know of any tips to save money, improve credit, or any financial support please share!!!

P.S- I also found a list of blogs that could possibly help out in regard with finances. I also have an excel sheet with the detailed amount of savings <- e-mail if you'd like it!!!