We're at the end of yet another month and yep its that time again. If you're also doing the savings plan, today you should have $156. What I plan on doing this week is pulling that amount of money out of my savings and opening up an account that's separate and only for that reason. As I type I keep the goal of what I'm going to use my money for. Although the end result will be a big pay off I really want to see if I can be disciplined to really save over a period of time that it may eventually become a lifestyle.